Belmont Homes under $500,000

Welcome to Belmont, North Carolina – a hidden gem nestled just a stone's throw from the bustling city of Charlotte. This charming suburb offers a delightful blend of small-town warmth and modern conveniences, making it an ideal place for families, young professionals, and retirees alike. With its picturesque tree-lined streets, friendly neighborhoods, and vibrant community spirit, Belmont truly embodies the essence of Southern living.

One of the standout features of Belmont is the impressive selection of homes available for under $500,000. Whether you're a first-time homebuyer or looking to downsize, you'll find a variety of options that cater to different tastes and lifestyles. From cozy single-family homes with charming front porches to contemporary townhouses with open floor plans, there’s something for everyone in this affordable price range. Many of these homes boast modern amenities, spacious backyards, and proximity to local parks and recreational areas, making it easy to enjoy the great outdoors.

Belmont is not just about beautiful homes; it’s also about a vibrant lifestyle. The area is rich in history, with a quaint downtown featuring boutique shops, delightful eateries, and community events that foster connection among residents. Enjoy a leisurely stroll along the Catawba River or take advantage of the nearby hiking and biking trails. With excellent schools and a welcoming atmosphere, Belmont is the perfect place to plant your roots and create lasting memories.

Discover the charm of Belmont today, where your dream home awaits at an unbeatable value!

Newest Belmont Homes under $500,000

$425,000

3 Beds ⋅ 2 Baths ⋅ 4431933 MLS

PRIME LOCATION IN BELMONT/OPTIMIST PARK!! This 3 Bedroom, 1.5 Bath Home is ready for a remodel or the perfect lot for your new dream home! This property abuts the Little Sugar Creek Greenway, with its endless biking/walking trails, and has seasonal views of the Uptown Charlotte skyline! The land to the left of the home is part of the greenway for more privacy/greenspace. Conveniently located between Uptown, Plaza/Midwood, and NoDa! Walking distance to Optimist Hall, Cordelia Park, and dozens of neighborhood shops, restaurant, and breweries! Nearby vacant, buildable lots are alone going for $380,000 plus! Come see before it's gone!!

1608 N Davidson Street, Charlotte

Listing courtesy of Fathom Realty NC LLC. todd_bluemke@hotmail.com

$349,900

3 Beds ⋅ 3 Baths ⋅ 100606114 MLS

At The Harbor at Worth Drive, this new American Homesmith townhome offers a convenient Wilmington location and a layout that makes room for all. Anticipated for completion in January 2027*, Unit B features three bedrooms, a dedicated office, and a fenced backyard. The main level feels open and welcoming, with the living area flowing into a kitchen designed for everyday use and easy entertaining. White shaker-style cabinets, quartz countertops, stainless steel appliances, and a walk-in pantry provide plenty of function, while the ''Harvest'' wood-grain island adds warmth and a place to gather. Laminate flooring, crown molding, and a shiplap accent in the foyer bring character to the space. Step from the living area onto the covered rear porch for a little fresh air or time with friends. A drop zone near the single-car garage gives bags, shoes, and keys a place to land. Upstairs, wood-tread stairs lead to all three bedrooms, two full baths, a separate laundry room, and an office that can serve as a quiet workspace or hobby room. The primary suite includes a spacious walk-in closet and a private bath with a double vanity and tiled walk-in shower with a frameless glass enclosure. With shopping, dining, schools, Downtown Wilmington, area beaches, and major roadways within easy reach, this home offers a comfortable home base for enjoying the area. *Completion dates are not guaranteed and are subject to change.

2611 Worth Dr Unit B, Wilmington

Listing courtesy of Coldwell Banker Sea Coast Advantage.

Seller Representative Coldwell Banker Sea Coast Advantage

Listing courtesy of Coldwell Banker Sea Coast Advantage. Contact:

$349,900

3 Beds ⋅ 3 Baths ⋅ 100600535 MLS

Enjoy the ease of brand-new construction in a central Wilmington location designed to keep everyday life simple and connected. Anticipated for completion in January 2027*, this two-story townhome by American Homesmith offers a fresh, functional layout with comfortable indoor and outdoor spaces for relaxing, entertaining, and working from home. The open first floor brings the kitchen and living area together, creating an easy flow for everything from quiet mornings to casual dinners with friends. The kitchen pairs white shaker-style cabinetry with quartz countertops, stainless steel appliances, a walk-in pantry, and a warm ''Harvest'' wood-grain center island that adds contrast and a natural gathering spot. Laminate flooring, crown molding, and a shiplap accent in the foyer give the main level a finished, welcoming feel. Just off the living area, the covered rear porch extends the living space outdoors and overlooks a fenced backyard. A convenient drop zone connects the single-car garage to the home, helping keep everyday essentials organized. Wood-tread stairs lead upstairs, where all three bedrooms are joined by two full baths, a dedicated office, and a separate laundry room. The primary suite offers a spacious walk-in closet and private bath with a double vanity and tiled walk-in shower with frameless glass enclosure. With low-maintenance new construction and quick access to local shopping, dining, schools, Downtown Wilmington, area beaches, and major roadways, this home makes it easy to enjoy more of Wilmington while spending less time on upkeep. *Completion dates are not guaranteed and subject to change.

2611 Worth Dr Unit A, Wilmington

Listing courtesy of Coldwell Banker Sea Coast Advantage.

Seller Representative Coldwell Banker Sea Coast Advantage

Listing courtesy of Coldwell Banker Sea Coast Advantage. Contact:

$399,999

4 Beds ⋅ 3 Baths ⋅ 1230106 MLS

Back on the market at no fault to the seller or the home! Welcome to 2312 Belmont Dr, a beautifully updated 4 bedroom, 2.5 bathroom offering 2,479 sq ft of comfortable living space. Nestled on a tree-lined street, this 1976 brick home blends classic charm with thoughtful modern updates. The heart of the home is the beautifully renovated kitchen, featuring quartz countertops, stainless steel appliances and a gas range. Updated flooring and all new windows (2025) makes this home move-in-ready for its new owners. Close to shopping and restaurants in town and only a short drive to Greensboro. A wonderful opportunity to enjoy an updated home in an established and cherished part of Reidsville!

2312 Belmont Drive, Reidsville

Listing courtesy of NorthGroup Real Estate. Contact:

$399,999

4 Beds ⋅ 3 Baths ⋅ 4413995 MLS

2312 Belmont Drive, Reidsville

Listing courtesy of NorthGroup Real Estate LLC. blakesleegroup@gmail.com

$425,000

3 Beds ⋅ 2 Baths ⋅ 4402286 MLS

Stunning New Construction on 1.26 Acres! Welcome home to this beautifully crafted 3-bedroom, 2-bath ranch offering quality craftsmanship, modern finishes, and move-in-ready convenience. Thoughtfully designed with an open-concept floor plan, this home is perfect for both everyday living and entertaining. The spacious kitchen serves as the heart of the home, showcasing custom soft-close dovetail cabinetry, gorgeous quartz countertops, a large center island, breakfast bar, pantry, and stainless steel appliances. The open living and dining areas flow seamlessly together and are accented by beautiful ¾-inch white oak hardwood floors, adding warmth and timeless elegance throughout the main living spaces. Retreat to the private primary suite featuring a generous walk-in closet and a en-suite bath. The conveniently located laundry room, situated just outside the primary suite, adds ease to your daily routine. Two additional bedrooms provide plenty of space for family, guests, or a home office. Step outside to enjoy the covered front porch with its charming tongue-and-groove ceiling, or unwind on the back deck overlooking the expansive 1.26-acre lot. Stairs lead down to the backyard, where a peaceful creek winds through the rear of the property. Custom shutters enhance the home's curb appeal, while the attached two-car garage provides everyday convenience. If you're looking for quality construction, stylish finishes, situated on a spacious lot, this beautiful new home is one you won't want to miss!

2456 Saratoga Run Unit #58, Morganton

Listing courtesy of Western Piedmont Real Estate, LLC. chelseytonertaylor@gmail.com

$480,000

3 Beds ⋅ 3 Baths ⋅ 4402124 MLS

4398 Belmont Dr, Morganton, NC 28655 | Storybook Living in the Salem Area. Every home has a story, but 4398 Belmont Dr is a novel waiting for its next chapter. Picture this: A scenic drive through the rolling foothills of Western North Carolina brings you home to a quiet cul-de-sac just minutes from downtown Morganton. Opening the front door of this stunning 3-bedroom, 3-bathroom single-family residence, the space opens up immediately under the dramatic vaulted ceilings of the main living area. The centerpiece of the room is a cozy gas log fireplace, seamlessly connecting the living room to a spacious dining area and a beautifully equipped kitchen. Real hardwood flooring stretches across the main areas, complemented by 9-foot ceilings, custom wood blinds, and modern sliding barn doors that add a touch of timeless craftsmanship. The main floor features a highly functional split-bedroom layout. The primary bedroom serves as a quiet retreat, complete with double closets and an en-suite bath boasting a dual granite vanity and a custom tiled step-in shower. Two additional main-level bedrooms feature generous closet space and share a pristine second full bath. The Twist: A Hidden, Multi-Use Lower Level. The story expands downstairs into a massive, finished walk-out basement that adds nearly 1,000 square feet of heated and cooled living space. Complete with durable LVP hardwood flooring and a third full bath featuring its own custom tiled shower, this area offers incredible versatility—ideal for a home theater, recreation room, guest space, or a spacious home office. Storage and workspace are a major highlight of this property. In addition to the main-level 2-car attached garage and attic pull-down stairs, the lower level contains a massive 562 sq. ft. insulated, unfinished workshop and shed area with double opening doors—perfect for lawn equipment, outdoor gear, or a dedicated hobby space. Outside, you can relax on the covered front porch or enjoy the covered back deck looking out over a beautifully cleared 0.6-acre lot with a partially fenced backyard. This home is truly remarkable. Make your appointment today!!

4398 Belmont Drive, Morganton

Listing courtesy of Carolina Mountain Sales. melissa.wright@carolinamountainsales.com

$385,000

4 Beds ⋅ 3 Baths ⋅ LP764934 MLS

Elevated design, exceptional space, and a generous homesite come together in this stunning new-construction residence, thoughtfully designed for modern living. The Barton floor plan offers refined living with 4 bedrooms, 3 full bathrooms, 2,510 square feet, and a generous 0.47-acre homesite and a stunning wrap-around deck that you will love. Construction is underway with completion anticipated September 2026.Designed for both everyday living and entertaining, the open-concept layout features a beautifully appointed kitchen with quartz countertops, a large center island, farmhouse apron sink, and double ovens. Wide-plank LVP flooring and oak hardwood stairs add warmth and style throughout the home, while the thoughtfully designed floor plan provides plenty of space to gather, relax, and make it your own.Upstairs, the primary suite offers a comfortable retreat alongside additional bedrooms and a conveniently located laundry room. Step outside to enjoy the inviting wrap-around deck and expansive yard—perfect for outdoor entertaining, play, or simply enjoying the extra space that comes with a larger homesite.Built by Ace Development Group with thoughtful design and quality finishes, this brand-new home combines modern finishes with the added benefit of a spacious homesite. Located in Belmont Estates, where homesites range from approximately 0.47 to 2 acres.Preferred lender credit of $2,600 available when using the preferred lender and closing attorney. Contact Laura Ace for additional details. Interior photos are representative of a completed Belmont home.Interior photos are representative of a completed Belmont home.Contact:Laura Ace | 571-480-3345 | laura@acedevgrp.com

416 Stable Ct, Linden

Seller Representative FATHOM REALTY NC, LLC FAY.

$405,000

4 Beds ⋅ 2 Baths ⋅ 100581230 MLS

Welcome to 2802 Worth Drive, a brand-new 4-bedroom, 2-bath home in Wilmington offering modern comfort, everyday convenience, and no HOA or restrictions. Never lived in and move-in ready, this home features a fresh, functional layout with bright living spaces, stylish finishes, and the ease of new construction without the neighborhood restrictions. The convenient location offers quick access to local shopping, dining, schools, downtown Wilmington, area beaches, and major roadways, making it a great option for anyone looking for a low-maintenance new home in a central Wilmington location.

2802 Worth Dr, Wilmington

Listing courtesy of Berkshire Hathaway HomeServices Carolina Premier Properties.

Seller Representative Berkshire Hathaway HomeServices Carolina Premier Properties

Listing courtesy of Berkshire Hathaway HomeServices Carolina Premier Properties. Contact:

$369,900

3 Beds ⋅ 2 Baths ⋅ 4383335 MLS

New Price! Beautifully crafted 3-bedroom, 2-bathroom gem nestled in the heart of Morganton. At 1,550 square feet, every inch of this home has been thoughtfully designed with quality craftsmanship that punches well above its price point. Step inside and the open concept layout immediately impresses, featuring a spacious great room with soaring vaulted ceilings that flow effortlessly into the dining area and a charming corner kitchen. Nine-foot ceilings throughout create an airy, elevated feel, while custom cabinetry and granite countertops in the kitchen and both bathrooms add undeniable elegance. The primary bedroom boasts an oversized closet that might just become your favorite room in the house. Practically maintenance-free on the exterior with architectural shingles, rock masonry, and smart board siding, this home lets you spend weekends relaxing instead of repairing. The double garage features an eight-foot-tall door because your truck deserves a proper home too. Out back, a tree-lined deck overlooks a fenced yard complete with a storage building. Conveniently located near restaurants, shopping, walking parks, and the beloved Fonta Flora Trails, with Lake James just twenty minutes away and high-speed internet keeping you connected. Schedule your showing before someone else claims this incredible value.

2455 Saratoga Run, Morganton

Listing courtesy of Carolina Mountain Sales. jacquerealestate@yahoo.com

$434,900

5 Beds ⋅ 2 Baths ⋅ 100572698 MLS

THIS HOME QUALIFIES FOR A SPECIAL LOAN AT 100 PERCENT FINANCING, WITH NO PMI , AND VERY LOW CLOSING COSTS WHICH IS AN AMAZING LOAN PRODUCT! Come look at this just under 1/2 acre 5 Bedroom Home on a double lot.- Endless Possibilities! With no HOA this property offers not only opportunity for primary home buyers but also short term rental income, multigenerational living, or a hybrid live-and rent setup.This flexible floor plan allows for potential seperation of space, making it well -suited for renting the entire home or a private section-buyer to verify local regulations. The newly remodeled Kitchen is thoughtfully tucked away behind a charming arched entry, offering a semi-private layout that blends character with function-perfect for both everyday living and entertaining. Step into this beautifully renovated, spacious home offering 5 bedrooms with one smaller one being a versatile flex room with a closet-perfect for a guest room, nursery, or home office.The oversized laundry room adds convenience, while the expansive living room with a cozy wood-burning fireplace creates a warm and inviting gathering space. This special property offers exceptional freedom and functionality. The large driveway provides ample space for RV's, boats, or multiple vehicles-- ideal for those needing extra parking or storage. Outdoor living has the potential to truly shine here, with your TLC and personal touches you can then enjoy your own pivate oasis featuring an above-ground pool, with a new pool pump just installed, two screened porches, use your imagination to decorate the existing tiki bar. If you appreciate outbuildings , you are in luck, because there are multiple outbuildings, including a large wired detached workshop with covered porches on both the front and back. Whether your entertaining, relaxing, or pursuing hobbies, this property delivers! A stunning, mature oak tree in this quiet neighborhood welcomes you home, adding timeless charm and curb appeal. With plenty of room for gardens , chickens or additional outdoor projects, the possibilities are endless. Oh if you need an electric car charger , that's here too! Numerous upgrades have been completed -please refer to the attached list for full details such as new floors, new baths, new kitchen, new appliances, new hot water heater, granite, etc. too many too mention here. The roof , HVAC , and Windows are newer (not sure exact age) This home checks all the boxes including a supreme 210 Home Warranty for piece of mind. Centrally located and apx a 10 minute drive to Carolina Beach, minutes by car to Historic Downtown Wilmington , the Airport, Medical Offices, The Hospital ,Restaurants , Shops and so much more! Schedule your preivew today and prepare to be impressed!

210 Rutledge Dr, Wilmington

Listing courtesy of eXp Realty.

Seller Representative eXp Realty

Listing courtesy of eXp Realty. Contact:

$345,000

3 Beds ⋅ 2 Baths ⋅ 1217564 MLS

If you appreciate quality and artisan craftsmanship so often missing in modern, mass-produced homes, this Belmont beauty may be the one. Rich with character, it features lovely crown molding, original wood floors including parquet, and custom built-ins with a desk and shelving. The layout offers a primary ensuite, formal living and dining rooms, plus a warm den with a brick gas log fireplace. Replacement Jeld-Wen windows (except kitchen, laundry, and den) enhance comfort and efficiency. A sunroom added in 2016, complete with its own mini-split, invites you to relax while overlooking the private, beautifully landscaped backyard. Updates include roof (2017, 30-year), Carrier gas pack (2020), water heater (2018), and New GE appliances (2025) LG dishwasher. Enjoy the perfect balance of country quiet and city convenience in this exceptional home. This is Home!

1019 Sherwood Drive, Reidsville

Listing courtesy of Realty One Group Results Reidsville. Contact:

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