Belmont Homes under $400,000

Welcome to Belmont, North Carolina—a charming subdivision that perfectly blends small-town charm with modern conveniences. Nestled just a stone's throw from the vibrant city of Charlotte, Belmont offers a serene escape without sacrificing accessibility to urban amenities. Known for its friendly atmosphere and picturesque landscapes, this community is ideal for families, young professionals, and retirees alike.

One of the most appealing aspects of Belmont is its diverse range of homes, particularly those under $400,000. Here, you'll find a variety of well-designed properties that cater to different lifestyles and preferences. From cozy single-family homes to contemporary townhouses, each residence is thoughtfully crafted to provide comfort and style. With spacious layouts, modern finishes, and inviting outdoor spaces, these homes are perfect for entertaining or simply enjoying quiet evenings with loved ones.

Belmont is not just about beautiful homes; it also boasts a rich array of recreational opportunities. Residents can enjoy the scenic beauty of the Catawba River, explore local parks, or stroll through the charming downtown area filled with boutique shops and delightful eateries. The community hosts various events throughout the year, fostering a sense of belonging and camaraderie among neighbors.

With its affordable housing options and vibrant community spirit, Belmont is an ideal place to call home. Whether you're a first-time buyer or looking to downsize, this subdivision offers the perfect blend of comfort, convenience, and charm. Discover your dream home in Belmont today!

Newest Belmont Homes under $400,000

$349,900

3 Beds ⋅ 3 Baths ⋅ 100606114 MLS

At The Harbor at Worth Drive, this new American Homesmith townhome offers a convenient Wilmington location and a layout that makes room for all. Anticipated for completion in January 2027*, Unit B features three bedrooms, a dedicated office, and a fenced backyard. The main level feels open and welcoming, with the living area flowing into a kitchen designed for everyday use and easy entertaining. White shaker-style cabinets, quartz countertops, stainless steel appliances, and a walk-in pantry provide plenty of function, while the ''Harvest'' wood-grain island adds warmth and a place to gather. Laminate flooring, crown molding, and a shiplap accent in the foyer bring character to the space. Step from the living area onto the covered rear porch for a little fresh air or time with friends. A drop zone near the single-car garage gives bags, shoes, and keys a place to land. Upstairs, wood-tread stairs lead to all three bedrooms, two full baths, a separate laundry room, and an office that can serve as a quiet workspace or hobby room. The primary suite includes a spacious walk-in closet and a private bath with a double vanity and tiled walk-in shower with a frameless glass enclosure. With shopping, dining, schools, Downtown Wilmington, area beaches, and major roadways within easy reach, this home offers a comfortable home base for enjoying the area. *Completion dates are not guaranteed and are subject to change.

2611 Worth Dr Unit B, Wilmington

Listing courtesy of Coldwell Banker Sea Coast Advantage.

Seller Representative Coldwell Banker Sea Coast Advantage

Listing courtesy of Coldwell Banker Sea Coast Advantage. Contact:

$349,900

3 Beds ⋅ 3 Baths ⋅ 100600535 MLS

Enjoy the ease of brand-new construction in a central Wilmington location designed to keep everyday life simple and connected. Anticipated for completion in January 2027*, this two-story townhome by American Homesmith offers a fresh, functional layout with comfortable indoor and outdoor spaces for relaxing, entertaining, and working from home. The open first floor brings the kitchen and living area together, creating an easy flow for everything from quiet mornings to casual dinners with friends. The kitchen pairs white shaker-style cabinetry with quartz countertops, stainless steel appliances, a walk-in pantry, and a warm ''Harvest'' wood-grain center island that adds contrast and a natural gathering spot. Laminate flooring, crown molding, and a shiplap accent in the foyer give the main level a finished, welcoming feel. Just off the living area, the covered rear porch extends the living space outdoors and overlooks a fenced backyard. A convenient drop zone connects the single-car garage to the home, helping keep everyday essentials organized. Wood-tread stairs lead upstairs, where all three bedrooms are joined by two full baths, a dedicated office, and a separate laundry room. The primary suite offers a spacious walk-in closet and private bath with a double vanity and tiled walk-in shower with frameless glass enclosure. With low-maintenance new construction and quick access to local shopping, dining, schools, Downtown Wilmington, area beaches, and major roadways, this home makes it easy to enjoy more of Wilmington while spending less time on upkeep. *Completion dates are not guaranteed and subject to change.

2611 Worth Dr Unit A, Wilmington

Listing courtesy of Coldwell Banker Sea Coast Advantage.

Seller Representative Coldwell Banker Sea Coast Advantage

Listing courtesy of Coldwell Banker Sea Coast Advantage. Contact:

$399,999

4 Beds ⋅ 3 Baths ⋅ 1230106 MLS

Back on the market at no fault to the seller or the home! Welcome to 2312 Belmont Dr, a beautifully updated 4 bedroom, 2.5 bathroom offering 2,479 sq ft of comfortable living space. Nestled on a tree-lined street, this 1976 brick home blends classic charm with thoughtful modern updates. The heart of the home is the beautifully renovated kitchen, featuring quartz countertops, stainless steel appliances and a gas range. Updated flooring and all new windows (2025) makes this home move-in-ready for its new owners. Close to shopping and restaurants in town and only a short drive to Greensboro. A wonderful opportunity to enjoy an updated home in an established and cherished part of Reidsville!

2312 Belmont Drive, Reidsville

Listing courtesy of NorthGroup Real Estate. Contact:

$399,999

4 Beds ⋅ 3 Baths ⋅ 4413995 MLS

2312 Belmont Drive, Reidsville

Listing courtesy of NorthGroup Real Estate LLC. blakesleegroup@gmail.com

$385,000

4 Beds ⋅ 3 Baths ⋅ LP764934 MLS

Elevated design, exceptional space, and a generous homesite come together in this stunning new-construction residence, thoughtfully designed for modern living. The Barton floor plan offers refined living with 4 bedrooms, 3 full bathrooms, 2,510 square feet, and a generous 0.47-acre homesite and a stunning wrap-around deck that you will love. Construction is underway with completion anticipated September 2026.Designed for both everyday living and entertaining, the open-concept layout features a beautifully appointed kitchen with quartz countertops, a large center island, farmhouse apron sink, and double ovens. Wide-plank LVP flooring and oak hardwood stairs add warmth and style throughout the home, while the thoughtfully designed floor plan provides plenty of space to gather, relax, and make it your own.Upstairs, the primary suite offers a comfortable retreat alongside additional bedrooms and a conveniently located laundry room. Step outside to enjoy the inviting wrap-around deck and expansive yard—perfect for outdoor entertaining, play, or simply enjoying the extra space that comes with a larger homesite.Built by Ace Development Group with thoughtful design and quality finishes, this brand-new home combines modern finishes with the added benefit of a spacious homesite. Located in Belmont Estates, where homesites range from approximately 0.47 to 2 acres.Preferred lender credit of $2,600 available when using the preferred lender and closing attorney. Contact Laura Ace for additional details. Interior photos are representative of a completed Belmont home.Interior photos are representative of a completed Belmont home.Contact:Laura Ace | 571-480-3345 | laura@acedevgrp.com

416 Stable Ct, Linden

Seller Representative FATHOM REALTY NC, LLC FAY.

$369,900

3 Beds ⋅ 2 Baths ⋅ 4383335 MLS

New Price! Beautifully crafted 3-bedroom, 2-bathroom gem nestled in the heart of Morganton. At 1,550 square feet, every inch of this home has been thoughtfully designed with quality craftsmanship that punches well above its price point. Step inside and the open concept layout immediately impresses, featuring a spacious great room with soaring vaulted ceilings that flow effortlessly into the dining area and a charming corner kitchen. Nine-foot ceilings throughout create an airy, elevated feel, while custom cabinetry and granite countertops in the kitchen and both bathrooms add undeniable elegance. The primary bedroom boasts an oversized closet that might just become your favorite room in the house. Practically maintenance-free on the exterior with architectural shingles, rock masonry, and smart board siding, this home lets you spend weekends relaxing instead of repairing. The double garage features an eight-foot-tall door because your truck deserves a proper home too. Out back, a tree-lined deck overlooks a fenced yard complete with a storage building. Conveniently located near restaurants, shopping, walking parks, and the beloved Fonta Flora Trails, with Lake James just twenty minutes away and high-speed internet keeping you connected. Schedule your showing before someone else claims this incredible value.

2455 Saratoga Run, Morganton

Listing courtesy of Carolina Mountain Sales. jacquerealestate@yahoo.com

$345,000

3 Beds ⋅ 2 Baths ⋅ 1217564 MLS

If you appreciate quality and artisan craftsmanship so often missing in modern, mass-produced homes, this Belmont beauty may be the one. Rich with character, it features lovely crown molding, original wood floors including parquet, and custom built-ins with a desk and shelving. The layout offers a primary ensuite, formal living and dining rooms, plus a warm den with a brick gas log fireplace. Replacement Jeld-Wen windows (except kitchen, laundry, and den) enhance comfort and efficiency. A sunroom added in 2016, complete with its own mini-split, invites you to relax while overlooking the private, beautifully landscaped backyard. Updates include roof (2017, 30-year), Carrier gas pack (2020), water heater (2018), and New GE appliances (2025) LG dishwasher. Enjoy the perfect balance of country quiet and city convenience in this exceptional home. This is Home!

1019 Sherwood Drive, Reidsville

Listing courtesy of Realty One Group Results Reidsville. Contact:

$280,000

2 Beds ⋅ 1 Baths ⋅ 4352757 MLS ⋅ Seigle Heights Condominiums BLDG.

Price Improvement! Rare opportunity to own in a gated 12-home community between NoDa and Plaza Midwood. Walk to Optimist Hall, the Blue Line, and the Little Sugar Creek Greenway while enjoying the privacy of a boutique community with a private dog park, off-street parking, and a back patio. Fully renovated with refinished hardwood floors, new LVP flooring, stainless steel appliances, stackable washer/dryer, updated lighting, new kitchen backsplash, and fresh paint throughout. Photos are of the model unit. Qualified buyers may receive up to $10,000 in lender assistance and 0% down financing through our preferred lender.

1512 Seigle Avenue Unit #2, Charlotte

Listing courtesy of ERA Live Moore. raph@lintcard.com

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